Jio Payments Bank Savings Pro Account

Jio Payments Bank Savings Pro Account – Full Details, Benefits

Introduction to Jio Payments Bank

Jio Payments Bank, a subsidiary of Jio Financial Services (JFCL), is earning the trust of its customers by offering new digital banking services. The bank, which is already used by crores of customers with modern technology, fast transactions, and secure digital features, has now brought a special product called Savings Pro Account to the market. 

Jio Payments Bank Savings Pro Account – Full Details, Benefits

What is a Savings Pro Account?

Jio Payments Bank Savings Pro Account is a new digital banking solution that offers more benefits than a regular savings account. Through this account, users not only store their excess money, but also get the opportunity to invest in mutual funds along with attractive interest rates.

Interest Rates – Additional Income on Your Money

While interest rates are low in regular savings accounts, users can earn up to 6.5% interest on excess funds in Jio Payments Bank Savings Pro Account. This is more profitable compared to regular bank accounts.

Minimum Deposit & Investment Opportunities

To open this account, users need to start with a minimum of Rs. 5000.

The money above this amount is automatically invested in overnight mutual funds.

There is an opportunity to invest up to a maximum of Rs. 1,50,000 in a day.

In this way, customers can keep their money in the bank and not only earn interest but also capital gains.

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Instant Redemption Facility

If users need money urgently, they can immediately withdraw (redeem) up to 90% of their investment.

The instant redemption limit is set at Rs. 50,000.

If more than Rs. 50,000 is required, it will take 1–2 working days for the money to be credited to the account.

This facility ensures that customers have access to money at all times.

Jio Payments Bank Savings Pro Account Benefits

1. High interest rates – Earn up to 6.5% maximum.

2. Mutual Fund Investment – Extra money is automatically invested in funds.

3. Liquidity & Safety – Secure platform with instant redemption of money.

4. Digital facilities – Easy management through mobile.

5. Low minimum deposit – Start with just Rs. 5000.

Who should open this account?

Those who want to earn extra income in addition to keeping their money in the bank

New investors who start investing in mutual funds from small amounts

Users who want to redeem money immediately whenever they need it

Jio Payments Bank Savings Pro Account is a good option for all these people.

Conclusion:

Jio has always been a pioneer in the field of digital banking. Jio Payments Bank Savings Pro Account offers better benefits to users than regular savings accounts. High interest rates, mutual fund investment opportunities, and instant redemption facility make this account stand out.

There is a possibility of offering more innovative features in digital financial solutions in the future. Therefore, this account is a good option for those who want to get the benefits of small investments along with banking.